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Asbestos Removal questions, answered by experts

Walking on an asbestos roof can pose a risk. Asbestos roofing materials can become brittle over time, increasing the chances of them breaking or releasing fibers when stepped on. Additionally, walking on an asbestos roof without proper precautions can cause further damage to the material. If possible, avoid touching an asbestos roof in any way and consult with a professional about removing and replacing the roof. 

While asbestos can’t be directly absorbed through the skin—the fibers are too big—skin contact can still produce symptoms. Contact dermatitis can flare up in sensitive individuals but in most cases, the danger from asbestos comes from inhaling the fibers, or dust, that is produced when asbestos is disturbed. If you touch asbestos by accident, immediately wash yourself and your clothes.

While there are some sealants designed to be spray-painted over asbestos to encapsulate it, you still want to make sure it’s a specifically designed product for this purpose—not just run-of-the-mill spray paint. Furthermore, be sure you aren’t inadvertently spraying the asbestos fibers around when you take on this project, and as always, be sure to wear the proper protective gear, including a P-100-rated respirator and a disposable body suit, so as not to inadvertently breathe in or spread asbestos fibers.

Federal and state grants for asbestos testing and removal do exist and can help homeowners with the associated costs. In some cases, local housing grants help homeowners who have to remove asbestos as part of home repairs. The U.S. Environmental Protection Agency (EPA) also provides funding to help schools manage asbestos removal, but it doesn’t extend to homeowners. 

Typically, homeowners insurance does not cover asbestos removal or abatement. Most policies exclude coverage for pollutants, contaminants, and hazardous materials, which includes asbestos. Because asbestos is often considered a pre-existing condition in older homes, its removal is usually viewed as a maintenance expense rather than an insurable loss. However, there is a key exception: if asbestos-containing materials are discovered or disturbed due to a covered event, such as a fire or storm, your policy may cover the abatement as part of the necessary repairs. For example, if a storm damages your roof and an insurance adjuster discovers asbestos while inspecting the damage, the policy might pay for the removal cost. If removal is not covered and is outside your budget, you might consider encapsulating the asbestos. The viability of this option depends on the condition of the contaminated materials. It is recommended to speak with an asbestos abatement specialist to understand your options.

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