Get matched with top sewer cleaners in Garretson, SD

In the majority of cases, homeowners insurance will not cover a main sewer line root clog. The reason is that most insurance companies consider tree root damage to sewer lines as common wear and tear, which is also preventable. However, you may be able to buy optional add-on coverage, such as "service line coverage" or "sewer line endorsements," that would protect against root damage to your sewer line.

This depends on the location of the blockage. If the blockage is in your home’s system, anywhere in the system, it is your responsibility as a homeowner. Blockages seldom happen because of items or buildup coming from the city, which means it originates in the home. It becomes the city’s responsibility at the exact point your home’s line distributes waste into the city’s system. The exception is if the problem in your home damages the city lines.  

Homeowners insurance usually doesn’t cover sewer backups because it’s typically an avoidable problem with proper maintenance. The only exception would be if the backup is occurring because of local flooding and only if your city uses a combined drainage system for stormwater and sewage. If that’s the case, your policy should cover any resulting damage.

There are several homemade solutions for clearing a clogged sink that don’t involve pouring harsh chemicals down your drain. Start by pouring hot (but not boiling) water down the drain. This can help dissolve and flush away grease and gunk. A splash of dish soap down the drain can also cut through fat and make it easier to clear the drain. For a more stubborn blockage, grab a plunger and give it a few firm pumps to dislodge the clog.