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Verified Reviews for Property Appraisal pros in Ruffin, SC

*The Angi rating for Property Appraisal companies in Ruffin, SC is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Ruffin, SC is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 21, 2025

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Avatar for Live Oak Home Buyers

Live Oak Home Buyers

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Live Oak Home Buyers

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If you need to sell your South Carolina house quickly... whether you're in foreclosure, inherited a house and need to sell, tried listing with an agent and didn't have success, or just plain need to sell quickly and don't want to pay fees that go with a traditional sale, we can help.

If you need to sell your South Carolina house quickly... whether you're in foreclosure, inherited a house and need to sell, tried listing with an agent and didn't have success, or just plain need to sell quickly and don't want to pay fees that go with a traditional sale, we can help.

MoistureTech Consulting

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MoistureTech Consulting

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35 years of experience

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

My primary business is consulting on buildings that have construction defects that allow moisture intrusion, rot, mold, etc. I also work with builders on new buildings to assist in the sequencing and selection of products to prevent moisture intrusion, promote long-term building performance, ie., concrete curing, roof flashing, window and door installation, moisture barriers, basement waterproofing, etc.

HomeWard Inventory

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HomeWard Inventory

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28 years of experience

Home and Small Business Inventory Services. With over 15 years in the Construction and Restoration industry , we know the importance of doumenting all of your pocessions for the purposes of Insurance Claims, Estate planning as well divorce. We use three important methods of documentation including digital photos with a professional Nikon D5000 camera, vedio recording and written documentation with our State of The Art Software program.

Home and Small Business Inventory Services. With over 15 years in the Construction and Restoration industry , we know the importance of doumenting all of your pocessions for the purposes of Insurance Claims, Estate planning as well divorce. We use three important methods of documentation including digital photos with a professional Nikon D5000 camera, vedio recording and written documentation with our State of The Art Software program.

Avatar for Healthcare Solutions Team

Healthcare Solutions Team

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Healthcare Solutions Team

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18 years of experience

I am a licensed insurance BROKER dealing with Health, Dental, Accidental, and Medicare. We represent companies like BlueCross, Humana, UnitedHealthcare, Assurant, Aetna, and many others.

I am a licensed insurance BROKER dealing with Health, Dental, Accidental, and Medicare. We represent companies like BlueCross, Humana, UnitedHealthcare, Assurant, Aetna, and many others.

Property Appraiser questions, answered by experts

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The Ruffin, SC homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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