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TRUSTED BY TEMPLE, PA HOMEOWNERS

  • Average homeowner rating star icon4.3
    Average homeowner rating
  • Verified reviews icon10
    Verified property appraisals reviews

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HOMETOWN GOLD BUYERS
5.0(
6
)
Appraisal - Real Estate

Serving Temple, PA and surrounding areas

In business since 2008

Free estimates

Emergency services offered

We are expert buyers of all kinds of Estate items. Years and years of time spent buying all kinds of Collectibles, Precious Metals including Fine and Costume Jewelry, All Coins, Case Knives and Zippo Lighters. We buy one piece or full collections. We will share our knowledge with you and pay you fair prices for your items. WE PAY CASH! Call us for a free evaluation, we travel and will come to you if necessary. We are Angie's List Certified and have passed all their background and business checks. Contact us with confidence!

Recommended by100%of homeowners
Avatar for Central Lending Svc Inc dba Credit Central
Central Lending Svc Inc dba Credit Central
4.8(
72
)
Appraisal - Real Estate

Serving Temple, PA and surrounding areas

In business since 2003

Emergency services offered

"See above.  Other than being misled by the offer, ie-not realizing that the reason for the appraisal was to obtain a mortgage only, I have no way to rate this service.  Please note, we did not use this service and have nothing negative or positive to say about this company.  Angie's List ought to have an Overall Rating for NA, like they do for the specifics.










"
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Recommended by100%of homeowners
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Property Appraiser questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The Temple, PA homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.