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It depends. Smaller, younger trees take longer to mature, but they're more resilient, their roots don't get as damaged during transplanting, and they recover faster. Plus, they're much more affordable to plant, and it's possible to DIY the planting. 

On the other hand, mature trees produce fruit faster and provide more shade and privacy immediately. Ideally, a small or medium tree is the better choice if you can wait a few years for it to mature. But if you need immediate maturity, a larger tree is the only option.

Xeriscaping can be more affordable than traditional landscaping, but it depends on your landscape design. However, you will save on water. If you live in an arid climate or a location prone to droughts, xeriscaping is an especially efficient way of reducing your lawn’s water demand without detracting from the beauty of your yard.

Yes, you can landscape in the rain, but you should take some precautions to keep yourself and your tools safe. Avoid using electric landscaping tools during rainfall, and don’t mow, thatch, aerate, or rake in the rain, as your tools can more easily tear out roots in the loose soil. Be careful when working on wet grass, and take your time to avoid slipping. Avoid putting in new plants before a particularly bad storm, as heavy rain and strong winds can damage or uproot plants that aren’t yet established.

The primary disadvantages of xeriscaping are the high upfront cost and the significant labor required to establish it. A xeriscaping project can cost between $3,000 and $24,000 on average. Additionally, the resulting landscape will have less of a traditional green appearance, which may not appeal to everyone's personal taste and could potentially narrow your pool of buyers if you decide to sell your home. However, despite these initial drawbacks, the long-term benefits include saving water, time, and money on lawn maintenance.