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The best alternatives for aluminum siding repair are vinyl, wood, brick, or stone veneer. Repairing aluminum siding is an inexpensive task, but since the material is prone to denting, scratching, and fading, you’ll replace money spent with time spent maintaining it. Vinyl siding is one of the most affordable and easily maintained siding alternatives. While wood is the most versatile and environmentally-friendly option, for siding guaranteed to last decades, your best choice would be either brick or stone veneer.

Whether vinyl siding needs to be replaced or repaired depends on the severity of its damage or wear and tear. For example, a small hole can be repaired, where large tears may need to be replaced. Cracks, chips, insect damage, loose pieces, and melted side panels are clear signs that the vinyl siding needs to be removed or replaced. It’s relatively easy to learn how to replace vinyl siding, as it’s lightweight and manageable.

Both vinyl and metal are very popular siding options, and it’s important to weigh the pros and cons of each before making a decision for your home. Vinyl has a lower price point than metal and is easier to install, but metal siding is more durable, longer-lasting, and requires much less maintenance. The upfront costs could save you money in the long run.

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.