When to Replace Siding: 9 Signs

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  • Warped, cracked, or loose siding signals the right time to replace siding before moisture intrusion damages your exterior walls and creates serious structural problems.

  • Expect to pay $5,600 to $17,600 for siding replacement, with costs influenced by material choice, home size, and the condition of your existing siding.

  • Faded or discolored vinyl siding often indicates your material is nearing the end of its lifespan and no longer protecting your home effectively.

  • Hiring a local siding repair professional provides reliable help with diagnosing moisture problems, assessing damage severity, and completing proper siding replacement to protect your home.

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Your home’s siding is its defense against the elements, and when it’s damaged or at the end of its lifespan, it can lead to problems like moisture intrusion, pest infestations, and damage to your exterior walls. You can prevent this damage by replacing your old or damaged siding, so it’s important to know what to look for. These nine signs will help you know when it’s time to replace your siding.

Signs It’s Time to Replace Your Siding

4 vinyl siding damage types, including water, fading, and buckling
Photos: Steve Dunning / iStock / Getty Images Plus / Getty Images, ScottNodine / iStock / Getty Images Plus / Getty Images, khemfoto / iStock / Getty Images Plus / Getty Images, Robin Gentry / iStock / Getty Images Plus / Getty Images

Over time, your siding may become less effective due to impact damage, moisture problems, material degradation, or lack of maintenance. Allowing siding problems to persist can lead to serious damage and costly repairs. Keep an eye out for these signs that it’s time to replace your siding.

1. Warped, Cracked, or Loose Siding

Siding that no longer lies flat and remains intact can be a sign that the material is breaking down and no longer protecting your home. Warping, cracking, or siding that’s pulled away from the exterior walls can allow moisture to enter between the siding and your home’s exterior, causing serious damage.

2. Faded or Discolored Siding

Vinyl siding is particularly susceptible to fading the longer it’s exposed to UV rays. If your siding is faded, it may indicate that it’s nearing the end of its lifespan. Other materials like wood or stucco can become discolored once they’re damaged by water or if the sealant used is no longer effective.

3. Signs of Water Damage

Water stains and bubbling or blistering siding are sure signs that your siding has water damage. These signs indicate that water has gotten underneath the siding, which can cause serious damage to your home’s exterior walls.

4. Mold, Mildew, Fungus, or Rot

If your siding has visible mold, mildew, fungus, or rot, you know there’s a moisture problem that needs to be fixed. Not all mold or mildew growth is a sign your siding needs to be replaced, but it’s important to have a professional evaluate the problem and find and fix the moisture source. Fungus and rot on wood siding indicate that the protective sealant is failing and the wood has been weakened.

5. Signs of Pest Damage

Old, brittle siding is particularly susceptible to pest intrusion. If you see signs of pest damage like holes, chew marks, nests, or increased pest activity, your siding may be vulnerable, allowing pests access to your home. 

6. Old Siding

Close-up of a person replacing a house’s siding
Photo: photovs / iStock / Getty Images Plus / Getty Images

How long siding lasts depends on the material it’s made of and environmental conditions, but all types of siding have a finite lifespan. Vinyl, wood, and engineered wood last an average of 20 to 40 years, while fiber cement and aluminum siding last an average of 30 to 50 years. Some materials, like brick, stone, and stucco, can last 50 to 100 years if maintained properly.

The older your siding is, the more likely you’ll run into problems with discontinued siding, which can make doing a partial replacement difficult. If your siding is nearing the end of its expected lifespan, a full replacement can help avoid further problems.

7. Frequent Repairs

If you regularly need to repair damaged siding, it can be a sign that the siding itself is failing. Frequent repairs are a clue that your siding is vulnerable to damage and that it’s time for a replacement. 

8. Increased Utility Bills

Siding helps insulate your home and keep your energy costs down. If you see an increase in your energy bills without a significant change in usage, it may be due to your siding failing and no longer insulating properly. 

9. Peeling Interior Paint or Wallpaper

Signs of failing siding can show up inside your home as well. Peeling or bubbling paint or wallpaper can be a sign of water intrusion that starts at your home’s exterior and makes its way to interior walls. 

How You Know You Need to Hire a Siding Replacement Pro

If you notice one or more of these signs, contact a local siding pro to assess your current siding and determine if it needs to be replaced. Hiring a siding contractor ensures the project will go smoothly. They’ll remove your old siding, obtain any necessary permits for siding replacement, advise you on the best time to replace siding, and properly install your new siding.

Can I DIY Siding Replacement?

Unless you have experience removing old siding, measuring for siding, and installing new siding, it’s best to leave this job to the pros. Improperly installed siding can seriously damage your home and may affect your homeowners insurance coverage. Call a siding pro to ensure your new siding is installed correctly.

How to Prevent Needing to Replace Your Siding

While some siding is simply too old to function properly, there are some steps you can take to prevent other kinds of damage that may shorten its lifespan. 

  • Repair damage immediately. Allowing damage to remain unrepaired will only make the problem worse.

  • Keep up with cleaning and maintenance. Regularly clean and maintain your siding according to the manufacturer’s instructions.

  • Reseal as needed. If you have wood siding that requires a sealant, reseal it according to the manufacturer or installer’s recommendations before you notice damage.

How to Prevent Needing to Replace Your Siding

While some siding is simply too old to function properly, there are some steps you can take to prevent other kinds of damage that may shorten its lifespan. 

  • Repair damage immediately. Allowing damage to remain unrepaired will only make the problem worse.

  • Keep up with cleaning and maintenance. Regularly clean and maintain your siding according to the manufacturer’s instructions.

  • Reseal as needed. If you have wood siding that requires a sealant, reseal it according to the manufacturer or installer’s recommendations before you notice damage.

How Much Does it Cost to Replace Siding?

The cost to replace siding averages between $5,600 and $17,600. Prices can range between $2 and $30 per square foot, depending on the siding material. Costs will also vary based on where you live, labor costs, the size and complexity of your home, and the condition of your old siding and the exterior walls.

Frequently Asked Questions

Homeowners insurance may cover the cost of siding repair or replacement, but coverage depends on the cause of the damage. Most policies will cover damage from a covered event, such as a storm, wind, hail, fire, natural disaster, or other impact damage. Your policy might pay for the full or partial cost of the repair or replacement. However, damage resulting from age, general wear and tear, or neglect is typically not covered, and you should expect to pay for those repairs out of pocket. It is best to review your specific homeowners insurance policy for full details on what is covered, how to file a claim, and what documentation is required.

Yes, installing new siding can increase your home's value and is considered a home improvement project with one of the best returns on investment (ROI). Depending on the material, you can see an ROI of up to 80% or more. For example, stone veneer can have an ROI as high as 153%, while vinyl siding typically offers around an 80% ROI.

New siding improves curb appeal, which can make your home stand out to prospective buyers. Fading, cracked, or dented siding can be a turnoff, so replacing it before selling is often a good idea. Buyers also value new siding because it means they won't have to budget for a replacement in the near future. The exact ROI will depend on your location, property values in your area, installation costs, and the type of siding you choose.

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