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While insulation is required for all exterior walls in a house, it is not typically required for interior walls. Local and state building codes mandate that new construction homes have adequate insulation in exterior walls and ceilings to suit the local climate.

However, there are several benefits to adding insulation to interior walls. It is excellent for sound-dampening between rooms and can help with temperature control by maintaining a regulated temperature in specific rooms and lowering heat transfer between adjacent areas. Insulating interior walls can also contribute to the overall energy efficiency of your home.

Yes, basement insulation needs a vapor barrier due to its susceptibility to moisture seeping in from the outside of the house. You should install a moisture barrier before you install insulation or purchase insulation that comes prebuilt with a moisture barrier to avoid water damage in your insulation and costly mold and water remediation expenses. 

A radiant barrier is a form of insulation topped with a reflective material designed to keep homes cool during hotter months. It is generally considered worth the investment if you live in a hot, sunny climate, as the cost can be recouped over time through lower energy bills. Installation costs typically range from $0.10 to $1 per square foot. After installation, homeowners in warm climates may save between $7 and $15 per month, potentially reducing their electric bill by 5% to 10%. The exact savings will vary depending on your location and the type of barrier chosen.

According to a report from Energy.gov, radiant barrier installations can save between 5% and 10% on your energy bill each month that your HVAC cooling is in operation. That fact can mean savings of up to more than $325 per year for homes that experience frequent direct sunlight and high summer temperatures.