What should you not use a home equity loan for?

• <div><p>Avoid using a home equity loan for non-essential or short-term expenses like vacations, luxury purchases, or temporary financial fixes. It’s best to reserve home equity loans for long-term investments, such as home improvements, that can add value to your property or financial position.</p></div>

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Q: Does a pergola add value to property?

• <div><p>Pergolas may have a 50% to 80% return on investment, whether they&rsquo;re standard, manual, motorized, or smart pergolas. Your pergola will add more value when you choose a structure made from durable, long-lasting materials and when the pergola is properly installed by a professional. Extra features like a motorized roof, smart louvers, and heaters or misters may give you a better ROI.</p></div>

Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

Q: Is the appraisal value the same as market value?

• <div><p>No, the appraisal value comes from an appraiser and is a professional opinion of value based on property location and condition, while the market value is determined solely by what buyers are willing to pay for your home. Lenders normally use appraised values to ensure they&rsquo;re staying within target loan-to-value (LTV) ratios&mdash;the market value is simply what the home sells for. Appraised value can sit above or below market value.</p></div>

Q: What financing options are available for modular homes?

• <div><p>Options include traditional mortgages, construction loans, and personal loans. Consult lenders specializing in modular home financing.</p></div>

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Verified Reviews for Real Estate Service pros in North Bend, OR

*The Angi rating for Real Estate Service companies in North Bend, OR is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Real Estate Service needs.

*The HomeAdvisor rating for Real Estate Service companies in North Bend, OR is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Real Estate Service needs.

Last update on November 09, 2025

Reviewed in May 2024
These guys are real professionals. The product is high quality, and the installers were great. They finished the entire house and basement in one day. And they cleaned up after each window.
Renewal by Andersen of Montana
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Reviewed in February 2023
My customer service agent did an amazing job, showcasing their high qualtiy windows! Buy 2 windows get 2 free is a great Deal!
Champion Window Company of Portland, LLC
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Reviewed in June 2022
Brian was on time, reliable, and did an excellent job replacing my microwave. A real pro.
Roberts Restorations, Inc.
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Reviewed in July 2018
since they waterproofed our basement, it's alittle hard to tell if it worked or not until it rains real good, but they did what they said, they were less expensive than their competitor and they did it all in 3 days ! they were great.
Pacific Gutter Company LLC
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Reviewed in January 2018
Brad Korb is a master professional in the real estate business. He has experience, integrity, and know-how. Brad keeps in touch almost daily with updates. He is astute at making judgments as to what improvements need to be made to be made to the property in order to bring in top dollar. He will...
Brad Korb
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Reviewed in May 2017
Went real well. It was really expensive, about $300 for less than an hour of labor. Very prompt, very responsive and scheduled the appointment. very professional and efficient - but overpriced.
Allgood Plumbing Electric Heating & Cooling
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Reviewed in April 2015
They were prompt, courteous, completely professional and talked to me like I was a real person. They discussed options with me and guided me through decision making processes by providing all options. These guys were great! If I ever have plumbing problems again, I would definitely call them.
Jack Wallace Plumbing
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Reviewed in September 2013
He helped all the way through from suggesting estate sales contacts to landscaping services and interior cleaning which he paid for out of his own pocket (we did reimburse him). He was always where he needed to be without ever needing to be asked to be there. Busy guy but he gave us...
Steve Gray, SRES, Realtor
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Reviewed in March 2012
He has always been real dependable and is always here when he says he will be. He cleans up well and everything is clean when he leaves. I will use him again in the future.
Joe's Plumbing
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Reviewed in February 2006
I see that Robert's roofing has replied to my comments as "not having this customer on file". Believe me, I do NOT have the provider confused. The file is likely under Waun. As a new development, we sold the house that the work was done on in Aug. At the time we had the work done, we were...
ROBERTS ROOFING SERVICE
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