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Lead Testing and Removal questions, answered by experts

No, a standard home inspection includes the basics and does not offer lead paint testing. Professional lead paint inspectors need specific licenses to perform these inspections, which not all home inspectors have. If you suspect lead paint in the home you are about to purchase, you will need to pay separately to have that done. If the findings come back positive, you may be able to negotiate with the buyer to cover the cost of the removal.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

While not all homes built before 1978 contain lead paint, enough do, so you’ll still want to test to be on the safe side. The federal government banned lead-based paint for homes in 1978, but your state may have banned lead before that time. Around 24% of homes built between 1960 and 1977 contained lead-based paint, while 87% of homes built before 1940 contained lead-based paint.

Yes, testing professionals typically provide reports with recommendations for safe lead removal.

Costs depend on the number of samples, testing method, lab fees, and whether on-site inspections are required.

The Frederick, OK homeowners’ guide to lead testing and removal services

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