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Tree Service questions, answered by experts

Pruning a tree is a yearly DIY job that involves removing small dead branches, leaves, and blooms to help the tree grow bigger and stronger. You can often complete the job with basic home gardening tools. Trimming a tree, however, removes larger sections to control the direction the tree grows in and protects your home, utility wires, and yard from potentially dangerous branches.

You may need permission to take a tree down. Check with your local ordinances about rules regarding tree removal and to gain any necessary permits. Check with your local ordinances or the fire department if you plan to burn the stump. Make sure you have all the steps in place before removing the tree, or contact a local tree removal service.

Early signs that a tree is struggling include premature leaf shedding and lesions or other strange markings. Peeling bark, dead or rotten branches on the ground, and a conspicuous lack of leaves can all be signs that a tree has started to die. By the time a tree starts leaning, it’s usually too far gone to save.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Often, it’s the homeowner’s responsibility to handle the aftermath when a neighbor’s tree falls on their property. But if a tree has been obviously dead for a significant period of time and caused damage when it fell, a case can be made that the owner should have removed it, especially if the neighbor wrote you a letter about the tree or asked you to take it down. This can be grounds for a successful lawsuit in claims court and is a good reason to always pay attention to your trees and remove dead trees before they fall.

The Calcutta, OH homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.