Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: How long does an FHA appraisal take?

• <div><p>Depending on the size of the home, the appraisal itself can take several hours. After the appraiser&rsquo;s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser&rsquo;s workload, research requirements, efficiency, and other factors.</p></div>

Q: What factors affect audit costs?

• <div><p>Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.</p></div>

Q: Will a tennis court affect my property taxes?

• <div><p>In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits&mdash;like for a foundation or fencing for a tennis court&mdash;then your property taxes will be affected. </p></div>

Q: How much can I borrow for a home addition?

• <div><p>While there&rsquo;s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Salem, NY

*The Angi rating for Antique And Jewelry Appraisal companies in Salem, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Salem, NY is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on August 15, 2026

Reviewed in August 2026
Dave at North Country Awning. Was great !! He got back to us right away and was a great help with sizing and picking out the fabric colors and trim . Installation was seamless !!! They showed up on time (rarity these days ) and was done and cleaned up in a matter of hours . I would give them six...
North Country Awnings
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Reviewed in June 2026
And after I got off the computer, he called within 15 minutes and came and gave us an estimate. And then he came back and did the job, and it was a beautiful Yeah.
Pro Wash, LLC
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Reviewed in September 2025
Excellent Service! I highly recommend the Capitol Region Plumbing and Heating Services LLC! Avi, and Sean came to my home immediately when I needed their help with bathroom plumbing and a water pump system. They were courteous, knowledgeable, and thoroughly evaluated the problems. Their...
Capital Region Plumbing and Heating Services, LLC
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Reviewed in April 2025
Mike and his crew were professional, on time and great communicators. Everything went smoothly and the system works great.
The Irrigator
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Reviewed in December 2023
J and A Carpentry has performed many services for the veterinary clinic I manage and have always been fast, friendly, and reliable. They are happy to perform all types of jobs from installing our new surgical lights to adding another procedure room and everything in between. They are locally...
J &A CARPENTRY
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Reviewed in November 2023
John was great to work with! He was quick with response time and listening to my concerns and executing the vision I had for our space. I would recommend John without hesitation. He prices fairly, and you are guaranteed to be satisfied with his work. He kept a clean workspace, and completed the...
John Alden Jr Painting Contractor
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Reviewed in January 2023
Jon was very quick to respond and schedule the estimate and final work. Incredibly responsive and knowledgeable and gladly hire again and recommend to anyone that needs mold remediation done. Goes above and beyond to ensure everything is done right.
Van Dyk Solutions LLC
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Reviewed in November 2022
Initial interview went very welll. Chris was informative and straightforward and surprise he came through with our plan and more. He appears reliable and to be a very hard worker accomplishing all tasks in aadiligent and timely manner. What impressed me most is that, for example, he...
White Glove Service
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Reviewed in November 2022
We had an old tar and chip driveway with ruts and holes. Mike leveled all and put down a mix of gravel and dust. He took care of some drainage issues as well. He was very communicative - explained everything and considered what we wanted. Itâ s all working beautifully.
Koshgarian Family Builders & Excavation
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Reviewed in August 2022
Dillion did good work and got it done and easy to get along and did what he said was going to do.
ADK Painting and Prime
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Antiques and Jewelry Appraisals questions, answered by experts

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.

In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits—like for a foundation or fencing for a tennis court—then your property taxes will be affected.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The Salem, NY homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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