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Architects questions, answered by experts

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

A cathedral ceiling is a type of vaulted ceiling with a symmetrical peak that follows the pitch of the roof. They typically peak at a height of 12 to 20 feet, although they can go higher. This dramatic height and steep peak mimic the architecture of many historic cathedrals, which is where they got their name.

Open floor plans can come with drawbacks—mainly the lack of privacy and noise dampening. Walls act as an important barrier for traveling sounds, meaning in an open floor plan you could hear your dishwasher running while sitting in your living room. Storage limitations and separation of activities (for example, keeping the kid’s playroom away from the dining room) are other reasons some homeowners are opting out of an open floor plan.

The most idyllic building material that encapsulates the feel of Federal architecture is a brick facade, often with bricks alternating between long side and short side. Palladium and arched transom windows are also prevalent, as are flat, white window lintels. More ornate Federal architecture buildings also include columns on either side of the front door. More important than most of the finer details, though, is the symmetry from the exterior. On the interior, ornate plaster moldings and plaster ceiling medallions are indicative of the style.

You'll find Arts and Crafts homes across the country in varying styles. On the East Coast, bungalows and Tudor Revivals fill the Boston area through New Jersey. In the West, Mission-style homes incorporate terracotta shingles, white stucco siding, and rounded archways.

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