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Abatement focuses on immediate hazard control while remediation encompasses a comprehensive cleanup and long-term safety strategy. Abatement refers specifically to reducing or eliminating the immediate hazard by removing or encapsulating it. It’s a targeted approach aimed solely at controlling asbestos risks. Remediation is a broader term that involves the entire process of addressing contamination to restore a safe environment. Remediation can include abatement, decontamination, air quality testing, and post-cleanup monitoring.

When asbestos damages the lungs it causes a condition called “asbestosis” which, unfortunately, can’t be cured once it’s damaged the lungs. This condition is chronic and any treatment is undertaken to improve quality of life. This usually involves quitting smoking, being prescribed oxygen, and undergoing lung rehab. Severe cases usually require a lung transplant.

Typically, homeowners insurance does not cover asbestos removal or abatement. Most policies exclude coverage for pollutants, contaminants, and hazardous materials, which includes asbestos. Because asbestos is often considered a pre-existing condition in older homes, its removal is usually viewed as a maintenance expense rather than an insurable loss. However, there is a key exception: if asbestos-containing materials are discovered or disturbed due to a covered event, such as a fire or storm, your policy may cover the abatement as part of the necessary repairs. For example, if a storm damages your roof and an insurance adjuster discovers asbestos while inspecting the damage, the policy might pay for the removal cost. If removal is not covered and is outside your budget, you might consider encapsulating the asbestos. The viability of this option depends on the condition of the contaminated materials. It is recommended to speak with an asbestos abatement specialist to understand your options.

Do not panic if you are exposed to asbestos. The illnesses associated with asbestos exposure are rare. If you are concerned about exposure, talk to your doctor, especially if you are having any respiratory symptoms, such as coughing or difficulty breathing. They may recommend imaging to get a view of the insides of your organs and determine if scarring or growths are present.