Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

If you don’t bond a pool, you risk electric shock for those walking around or swimming. Bonding creates safe pathways between the electricity needed to run the pool and metallic parts also necessary for the proper function of the pool. Once the pool is bonded, it’s ready for grounding, the second step in creating an electrically safe pool.

The life expectancy of a stock tank pool depends on the level of maintenance that you put into it, but it typically lasts for 10 years or more with regular maintenance and repairs. Regularly testing the water and adjusting the chemical levels, using a chlorine float instead of tablets that can end up on the floor of the pool, lining the pool, cleaning the stock tank, and managing any rust immediately will help extend the life of the pool.

You can use a plunge pool any time of the year, including winter. Be sure to install a pool heater if you plan to take a dip in the plunge pool when temperatures are low to avoid risk of hypothermia. You will also want to add a sturdy pool cover to protect the pool from snow, sleet, and rain during the winter months.