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Water and Smoke Damage Repair questions, answered by experts

Restoration involves assessing damage, cleaning, deodorizing, repairing structures, and replacing damaged items, following a detailed and systematic approach.

Creosote buildup, cracked liners, structural degeneration, or obstructions like nests necessitate attention to prevent combustion or air quality issues.

Homeowner’s insurance will usually cover fire damage restoration unless you or someone in your home started the fire purposefully or if negligence was the underlying cause. In all other cases, including electrical fires, accidental cooking fires, and gas fires, you’ll need to pay a deductible, but the rest of the costs should be covered. Once you have the fire out and the damage has stopped spreading, contact your insurance company to file a claim and get fast approval for remediation.

Yes, a bowl of vinegar can absorb smoke. If you want to use this method to reduce the smoke smell in your house, all you have to do is leave a bowl (or multiple bowls) of white vinegar out overnight. Alternatively, you can use bowls of baking soda, coffee grounds, or activated charcoal.

Most insurance policies cover fire damage. Be sure to check the details of your policy to see how coverage is calculated—it can be either the full replacement cost of damaged materials and items or the actual cash value, which includes depreciation. When making a fire damage claim, be sure to get all the necessary documentation together to help expedite the process. 

The Hondo, NM homeowners’ guide to water and smoke damage repairs

From average costs to expert advice, get all the answers you need to get your job done.