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Basement Waterproofing questions, answered by experts

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Most houses will have vents in the crawl space. This allows for air passage and energy retention, which in many ways can help control the temperature inside the home. If you are able to consider the cost of a crawl space encapsulation, you may not need your crawl space vents at all. 

Yes, engineers assess soil load-bearing capacity and provide construction guidelines.

In most cases, it is safe to live in a home with minor foundation problems, but you should not let the issues persist. Virtually all foundations have small cracks from normal settlement, which are not a structural concern but should be sealed to prevent water intrusion. However, major damage—such as large structural cracks, sinking foundations, or bulging walls—can make a home unsafe. Other issues that can pose safety and health risks include poor indoor air quality from mold or pests, uneven floors, and rotten beams or joists. It is always best to have a foundation repair expert or structural engineer inspect any issues to determine if your home is safe to live in.

One handy thing about whole-house dehumidifiers is, once installed, you don’t have to worry about placement or changing the dehumidifier’s position. But if you are using a portable dehumidifier, we suggest keeping it away from walls, vents, and furniture. It needs a central, unobstructed spot with access to lots of air to do its job.

The Holloman Air Force Base, NM homeowners’ guide to basement waterproofing services

From average costs to expert advice, get all the answers you need to get your job done.