Get matched with top home inspectors in El Rito, NM

Yes, you may still qualify for a home insurance policy if your property doesn't pass an inspection. Your insurer may ask you to resolve certain issues in this situation. Other options are getting a quote from a different company or applying for coverage through your state's Fair Access to Insurance Requirements (FAIR) Plan.

Insurance companies will often take pictures of your house to confirm property details before issuing a policy or after receiving a claim. The insurance company may keep these photos on hand to compare to later pictures if you make a claim. It’s common for an insurance company to send someone to photograph the exterior of your home and your property without notifying you in advance. However, they’ll need to let you know ahead of time if they need to take interior pictures.

The unseen issues with a home are often the ones that turn out to be the most stressful. While inspections aren’t a legal requirement, they can highlight significant issues, such as damaged foundations, excessive mold, leaky basements, or problematic plumbing. These can cost thousands of dollars to repair, and the work can be invasive.

Knowing these things that fail a home inspection in advance allows you to decide if you want to proceed with the purchase. The seller may even cut back the sale price to help cover any renovation expenses or take care of them before closing.

Certified fire door inspectors should inspect fire doors. These professionals receive training to specifically assess the condition, functionality, and compliance of fire doors. They often hold credentials from groups like the Door and Hardware Institute (DHI) or the International Fire Door Inspector Association (IFDIA). While fire marshals won’t usually do hands-on inspections, they’ll check that doors are being maintained properly during routine safety audits. If a building relies on fire doors for code compliance, it needs someone who understands the details—the difference between a cosmetic issue and a safety failure—and standards to sign off with confidence.