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Regulations require certified professionals for removals and disposal in compliance with local and federal guidelines, ensuring safety and legality.

In most cases, homeowners insurance doesn't cover asbestos abatement. Insurance policies frequently exclude coverage for pollutants, contaminants, and hazardous materials, which include asbestos. It's considered a pre-existing condition in homes built before its ban, so removal is seen as a maintenance expense rather than an insurable loss. There may be an exception if the asbestos-containing materials are disturbed due to a covered event, such as fire or storm damage. Some policies may cover the abatement as a part of those repairs.

if you install new siding on top of old asbestos siding, you may keep the fibers trapped, but it would not necessarily be considered encapsulation. To do so properly requires a professional, who uses a certain type of sealant that needs to be spread over the asbestos in a number of layers in order to trap all the fibers. Although you may be able to buy this sealant yourself, it is highly advised that, once you find asbestos, you call a pro immediately. 

Asbestos siding can be dangerous if disturbed because the material itself poses a health risk. Asbestos is one of the leading causes of lung cancer as it causes mesothelioma—an aggressive cancer. Asbestos can also cause irreversible damage to your lungs by creating a buildup of scar tissue, called asbestosis. It has a habit of making its way through even robust personal protective equipment (PPE), which is why it’s not recommended that you perform any asbestos work yourself.