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The best foundation repair method will depend on the issue you’re having, but usually, foundation instability is best fixed using supportive piers, like steel piers or helical piers. A professional foundation repair contractor or structural engineer should always decide what the best course of action is, and even then, it’s imperative that you also take measures to treat the underlying issue as well, like soil erosion or oversaturation from runoff.

Underpinning a foundation is when a contractor installs deep piers under your foundation to provide support. Professionals often use this foundation repair method when the soil underneath the foundation is no longer strong enough to support the house evenly. Underpinning a foundation often comes with other repairs to tackle the source of the problem. For example, a contractor may regrade your yard around your home’s foundation to make sure water drains away from your house.

You can buy a home with foundation issues, but understanding the extent of the problem and what solution you need is critical. If you learn that a home you’re trying to buy has a foundation problem, it’s not necessarily a deal breaker, but you should have a professional assess the issue to see how severe it is and know when to walk away from a foundation problem. Foundation issues can necessitate simple and affordable solutions or complex work that costs thousands. 

No, foundation repair is not usually covered by home insurance. Most home insurance companies typically consider foundation repair as part of your home maintenance, so they won’t cover the cost. However, foundation damage is sometimes caused by covered events such as a burst pipe or a house fire. In these cases, repairs may be covered.