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If your drain doesn’t have metal crosshairs or crossbars, you should use a tub drain extractor. These tools create a grip on the drain so you can turn it using a 1/2-inch ratchet drive, drain key, or wrench. Your drain may not have crosshairs if it's old and broken.

First, find the cleanout pipe in your yard. Unscrew the cap—you may need a wrench to do so. Then, get a drain snake. You can use a non-motorized one, but a motorized snake will make the job a little easier. Feed the snake through the pipe until it reaches the clog. Spin the snake continuously, but don’t try to feed it through the pipe anymore. Keep spinning until you feel it break the clog apart.

Water leaking through your basement floor is a good sign of a clogged drain, but another sign of a clogged basement floor drain can include unpleasant odors coming from the drain. Also, hearing gurgling noises when water drains from the basement or having other plumbing fixtures (like toilets or other drains) backing up is a good indicator.

A clogged sewer line is not typically covered by homeowner’s insurance, though some sewer line issues are covered. For instance, damage related to a fallen tree is usually covered. Though sewer line replacement is not covered in a standard insurance policy, some companies offer add-ons for this purpose. Read the fine print before spending your own money.