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Like pools, ponds can be a safety risk, so they may increase your homeowners insurance. Be sure to let your insurance company know if you build a pond on your property—they may have safety requirements in order to keep your premium from increasing. 

One of the most important parts of building a pond is digging the right depth. Your pond needs to be at least one to two feet deep. The specifics of the depth will depend on factors such as the placement of the pond and whether you plan on having fish. If you have fish in your pond, it will need to be at least two feet deep.

Pond installation costs typically range from $1,500 to $10,000. The final price depends on several factors, including the pond's size, the materials used, excavation requirements, and any additional features such as waterfalls, lighting, or specialized habitats for fish like koi.

Though there are a lot of factors that go into caring for a koi pond, the most important maintenance you can do is frequent water checks using a koi pond test strip that checks the water for dangerous conditions.  In addition to regular pond maintenance costs, you’ll also need to winterize your koi pond if you live in a colder area.