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Asbestos Removal questions, answered by experts

Homeowners’ insurance doesn’t often cover the cost to remove asbestos siding, which averages about $2,900. Insurance policies treat the removal of asbestos siding as regular home maintenance, which insurance doesn’t cover. If your siding suffers damage in a storm, though, it’s possible the insurer may cover the replacement cost, even if the damaged siding contains asbestos.

Although the use of asbestos has declined since the 1980s, it remains in several different types of building construction materials for insulation and as a fire retardant. Typically, asbestos can be found in materials such as ceiling and floor tiles, heat-resistant fabrics and coatings, and roof shingles. You may also find asbestos in textured paint and patching compounds.

Often found in old insulation, tiles, and roofing materials in pre-1980s buildings.

It can be safe to live in a house with asbestos as long as the asbestos-containing materials are in good condition and not disturbed. Asbestos is only dangerous when it becomes airborne, which happens if the material is damaged, crumbling, or disturbed during renovation work. If you suspect asbestos is present, it's important not to disturb it and to have it professionally inspected.

To seal off, or encapsulate, asbestos-containing materials in your home, you’ll need to utilize a sealant specifically designed for asbestos encapsulation. These sealants bind with asbestos fibers to keep them from spreading throughout the air and causing bodily harm. In many cases, these sealants can be simply painted on, but you’ll need to wear a protective body suit as well as an asbestos-rated respirator to interact with these materials safely.

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