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Avatar for C and J Appraisal Company, L.L.C
C and J Appraisal Company, L.L.C
5.0(
3
)

Serving Denton, NC and surrounding areas

In business since 2019

Free estimates

We take great pride in our experience, expertise, quality, and customer service that we provide to meet the consumer's needs.\n\nOur services cover:\n. Consultation Services and Real Estate Strategies\n. Single Family & Multi Family Appraisals(2-4Units)\n. Land & Evaluation Reports\n. Tax Appeals & Appraisal Review\n. Insurance Inspections & Disaster Relief\n. Inspections\n. Improvement Measurement Services \n. Reverse Mortgage & Foreclosure Reports \n\nUse our services to help you make an educated decision. Don't hesitate to reach out to us.

Response time6 hrs
Recommended by50%of homeowners
Horner Apprisals
New to Angi

Serving Denton, NC and surrounding areas

In business since 2001

Free estimates

We pride our company on reliability, great communication, integrity, and quality work. We believe in giving our absolute best in all of our projects, no matter how big or small. You will find us to be competitively priced, with close attention to the details of each and every project. We are experts in our trade and will always keep you educated on your particular task or project. We look forward to earning your business, so please ask us for references.

Property Appraiser questions, answered by experts

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

You can be present during a home appraisal, but it’s best to stay out of the appraiser’s way. Make yourself available, but don’t engage or interrupt, and don’t discuss value or your target sales price. If possible, have your agent present in the house instead of being present yourself.

The Denton, NC homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.