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Homeowners insurance may cover damaged floor joists, depending on your policy. Insurance typically covers issues from storms, fires, or water damage from burst pipes. However, don't expect your insurance company to cover damage from wear and tear, poor maintenance, or termites.

You should avoid drilling or cutting into load-bearing beams because removing material will weaken it and increase the risk of structural damage or even collapse. If you do need to drill into a load-bearing beam, speak with a structural engineer first to discuss where it’s safest to drill and the width and depth of the bit that’s safe to use.

Yes, Corian® and other solid surface countertops can be cut with standard woodworking tools like a circular saw or a jigsaw, but using the correct blade is crucial for the best results.

The recommended blade is a tungsten carbide-tipped blade, often called a solid-surface planer or triple chip grind blade. This type of blade is hard enough to cut through the material effectively. For a jigsaw, a fine-tooth down-cutting blade should be used.

It is important to note that a diamond blade is not necessary. Diamond blades are designed for harder materials like natural stone, concrete, or brick, and Corian is not a natural stone.

Using blades designed for wood is not recommended as they can cause microfractures that weaken the countertop's edges. While a tungsten carbide blade provides a much cleaner cut, the resulting edge will still be rough and must be sanded and smoothed to prevent microfractures from developing over time.

It is common for a contractor to ask for a down payment before starting a project, especially for jobs that require purchasing materials and equipment or hiring a crew. The deposit amount can range from 10% to 50% of the total job cost. While a request for up to 50% is not unusual, a contractor should not ask for more than that, and you should never pay for a project in full before the work has begun. To protect yourself, always discuss payment terms before starting and have a written contract that outlines the project timeline and expectations. Additionally, be sure to hire reputable contractors and check their licensing and insurance before the project begins.