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Sewer Cleaning questions, answered by experts

Homeowners insurance usually doesn’t cover sewer backups because it’s typically an avoidable problem with proper maintenance. The only exception would be if the backup is occurring because of local flooding and only if your city uses a combined drainage system for stormwater and sewage. If that’s the case, your policy should cover any resulting damage.

Sometimes, the drain is just too clogged—thanks, stubborn hair and soap scum. In this case, you’ll need a more powerful drain cleaner than you can DIY safely at home. But this doesn’t mean you have to choose a traditional drain cleaner. 

You can find biodegradable drain cleaners at your local home improvement store or online for those drains that need a little more oomph. 

While on the hunt for a formidable drain cleaner, the best options are non-chemical clog solutions that combine enzymes and bacteria.

Snakes can occasionally enter homes through shower drains, although it’s quite rare. This can happen when they follow sewer pipes or accidentally find their way into plumbing systems. To minimize the risk, consider installing drain covers or stoppers on your shower drains. Always keep drains closed when they’re not in use, especially in areas where snakes are known to be active.

A clogged sewer line is not typically covered by homeowner’s insurance, though some sewer line issues are covered. For instance, damage related to a fallen tree is usually covered. Though sewer line replacement is not covered in a standard insurance policy, some companies offer add-ons for this purpose. Read the fine print before spending your own money.

If you’re not using a septic system, problems with your home’s plumbing won’t cause this—it’s a city problem. A large blockage in the municipal sewage lines may cause those lines to back up into your home. This is extremely unpleasant and can be a serious health risk due to bacteria and other contaminants. If this occurs, call a pro (or your city) immediately.

The Victor, MT homeowners’ guide to sewer cleaning services

From average costs to expert advice, get all the answers you need to get your job done.