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Homeowners insurance usually doesn’t cover sewer backups because it’s typically an avoidable problem with proper maintenance. The only exception would be if the backup is occurring because of local flooding and only if your city uses a combined drainage system for stormwater and sewage. If that’s the case, your policy should cover any resulting damage.

A sewer line should be cleaned at least once every 18 to 22 months. The process takes about 30 minutes or up to 5 hours, depending on the size of the line, how easy it is to access, and how long it’s been since the previous cleaning. If your sewer line hasn’t been cleaned in a couple of years or you don’t even know the last time it’s been cleaned, it’s time to call a pro.

Toilet paper is the only material that you should flush down toilets. Other items like wipes, paper towels, feminine hygiene products, dental floss, and medications should be disposed of in the trash. Flushing these items can lead to plumbing issues and damage to sewage systems. Grease and cooking oils should also be avoided as they can solidify in pipes, causing blockages. Proper disposal helps prevent clogs and ensures the efficient operation of wastewater treatment systems while protecting the environment.

An active cleaning agent and a drain snake is the best way to clean a main sewer line. You can purchase a regular or enzyme drain cleaner or make a DIY drain cleaner with baking soda. Use your chosen solution at least once a month or as needed to keep your sewer line clear.