Get matched with top asbestos removal specialists in Pray, MT

Typically, homeowners insurance does not cover asbestos removal or abatement. Most policies exclude coverage for pollutants, contaminants, and hazardous materials, which includes asbestos. Because asbestos is often considered a pre-existing condition in older homes, its removal is usually viewed as a maintenance expense rather than an insurable loss. However, there is a key exception: if asbestos-containing materials are discovered or disturbed due to a covered event, such as a fire or storm, your policy may cover the abatement as part of the necessary repairs. For example, if a storm damages your roof and an insurance adjuster discovers asbestos while inspecting the damage, the policy might pay for the removal cost. If removal is not covered and is outside your budget, you might consider encapsulating the asbestos. The viability of this option depends on the condition of the contaminated materials. It is recommended to speak with an asbestos abatement specialist to understand your options.

Most manufacturers stopped putting asbestos in linoleum before 1980 due to public concerns about its toxicity. However, the Environmental Protection Agency (EPA) didn’t ban asbestos-containing products until 1989, and a comprehensive ban was not announced until 2024. This means that homes built after 1989 may still have asbestos in their flooring.

Since the EPA partially banned asbestos in 1989, it is no longer used to manufacture new siding in the United States; production had largely ceased by the early 1980s. Many other countries, such as Canada, Iceland, and Denmark, also have bans on asbestos. However, asbestos siding is still present in many homes built before the late 1980s. The only definitive way to know if your siding contains asbestos is to have it professionally lab-tested.

You are not really supposed to seal asbestos with paint, but in theory it could work—the caveat being that this is extremely dangerous and should be avoided at all costs. The only real way to seal asbestos is with the professional application of an encapsulating material like epoxy. Due to the negative effect asbestos can have on your home, however, it is usually the best course of action to accept a costly fix and remove the material entirely.