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Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Appraisal - Real Estate

Serving Libby, MT and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"I had great service! The agent who did the faucets was very polite, and professional. He did a great job, our faucets are nice and sturdy. On the washing machine issue, the agents that arrived were also polite and professional. The agent said that the machine needed to be replaced. Fortunately, the coverage I had allowed me to be approved to purchase a new one! I guess I made the right (CHOICE HWS)"
Recommended by81%of homeowners
Thomas Appraising
4.0(
5
)
Appraisal - Real Estate

Serving Libby, MT and surrounding areas

In business since 2002

Emergency services offered

I can appraise anything that moves or can be moved. I can travel short or long distances,\n I have never been 2nd guessed or questioned on an appraisal. I have been doing appraisals\n for 12yrs. I can appraise at you location or I have done them at auctions or at business locations.\n Everyone that has purchased my services have been very satisfied and have told friends and \n neighbors about me. I do time wise appraisals but thorough, prices for appraisals is based on item or items to be appraised I am very efficient and thorough. I ask for a small % up front (good faith money by the client) and the rest when appraisal is complete and the client is satisfied with the results or payments can be worked out before appraisal is started as agreed to by both parties.\n I am available 24/7 by cell or landline phone or e-mail.

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+10

Recommended by100%of homeowners
Avatar for Vogel Appraisal
Vogel Appraisal
New to Angi
Appraisal - Real Estate

Serving Libby, MT and surrounding areas

In business since 2006

Free estimates

Credit card accepted

Leading provider of all types of residential and commercial real estate valuations with experience in mortgage lending, family and estate planning, and marketing strategies. Performing litigation, party negotiations, and partial interest assessments; Conservation easement valuations and governmental agency transactions; Right-of-way and condemnation appraisal.\n\nOur experience includes all facets of appraising in this recreation marketplace. From cabins to castles, from ski condos to lakefront homes, from downtown bungalows to mountain top hide-a-ways, as well as farms and timberland, subdivisions to conservation easements, our valuation experience is second to none in North Idaho.

Response time12 hrs
Real Estate Agents questions, answered by experts

Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

If a home's appraised value comes in lower than the offer price, it can create complications with financing. Lenders typically won't issue a loan for more than the property's market value, as this can push the loan-to-value (LTV) ratio too high and may prevent the loan from being approved. Your options depend on whether your purchase agreement includes an appraisal contingency. If there is no contingency, both parties may be locked into the deal, meaning the buyer pays more than the appraised value. If a contingency exists, the buyer can usually renegotiate the price or withdraw from the deal. If a buyer still wishes to proceed, they can try to negotiate a lower price, increase their down payment to cover the difference, or get a second appraisal.

It’s often a good idea to take care of any health and safety repairs before an appraisal to make sure the mortgage can move to underwriting without having to pay for another appraisal. Replace any broken glass, fix uneven or sloping floors, ensure all steps have appropriate handrails, and have a professional get rid of mold, asbestos, and lead paint. Beyond these repairs, you can update appliances or fixtures and focus on aesthetic improvements like new paint to add the most value before scheduling an appraisal.

Gather details of recent improvements, property documents, and any previous appraisals or inspections.

The Libby, MT homeowners’ guide to real estate services

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