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If you’re hiring a company to perform stump grinding—or any home service for that matter—you’ll want them to at least have general liability insurance and worker’s compensation insurance. This type of coverage protects both you and the business in the case of any accidents. Professional liability insurance and inland marine insurance plans are also important for tree companies to have. Ask any pro you’re considering hiring about licenses and insurance coverage before booking the job.

It is possible to plant a tree over a ground stump if it was ground very deeply. However, it is typically best to plant elsewhere so your new tree has room to establish a strong, healthy root system. If you want to plant a tree in the same spot where you currently have a stump, you may want to consider other options, such as stump removal.

The main disadvantage of stump grinding is that it requires use of heavy and dangerous machinery, meaning you should hire a professional to tackle it, increasing the removal cost. Another drawback of stump grinding is that it can cause root decay in the root system left behind. The remaining wood may develop this type of decay, making it difficult to replant a new tree or plant in that spot in the future.

Some fast-acting products can rot a tree stump in four to six weeks. Keep in mind, these products contain harsh chemicals that may prevent regrowth in the area. Other products, like fertilizer that contains lots of nitrogen, can enhance the process and rot a stump in about a year. (This is compared to the ten years it can take naturally for a stump to rot.)