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If you are trying to sell a home with asbestos siding, most jurisdictions force you to disclose this in official documentation about the home. Some potential buyers may not want to purchase a home with asbestos siding, which could negatively affect their health if the siding becomes disturbed. However, as long as the siding is in good condition, some buyers may not see it as a disadvantage. You could take on the cost to replace asbestos siding if you have concerns over this material affecting your home’s resale value.

It's okay to live in a house with asbestos siding as long as it's intact. Asbestos siding in good condition poses minimal risk since the fibers remain bound. If the siding is damaged, or deteriorating, or if renovations are planned that may disturb it, the risk of exposure increases significantly. Consult a professional asbestos inspector to assess the situation and provide recommendations.

You can cover asbestos siding with another type of siding, such as vinyl, however, this may not be the best option. Covering the asbestos siding may disturb it, releasing fibers into the air. The covered siding can also be disturbed at a later date, such as by a new homeowner who is unaware of its presence.

If you decide to cover the siding, be sure to work with a professional and follow any local building codes and requirements. It may be the case that removing the asbestos siding is the better option, rather than covering it over. 

Do not panic if you are exposed to asbestos. The illnesses associated with asbestos exposure are rare. If you are concerned about exposure, talk to your doctor, especially if you are having any respiratory symptoms, such as coughing or difficulty breathing. They may recommend imaging to get a view of the insides of your organs and determine if scarring or growths are present.