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Real Estate Training Institute

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Real Estate Training Institute

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38 years of experience

Mississippi Real Estate License School. Awarded Top School for seven consecutive years. Open since 1987 as a Mississippi Small Business. Community oriented. Nationally recognized Gold Standard Instructors. Locations include Biloxi, Hattiesburg, Oxford and Southaven. Online courses available. We are very good at what we do.

Mississippi Real Estate License School. Awarded Top School for seven consecutive years. Open since 1987 as a Mississippi Small Business. Community oriented. Nationally recognized Gold Standard Instructors. Locations include Biloxi, Hattiesburg, Oxford and Southaven. Online courses available. We are very good at what we do.





CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.





Real Estate Agent, United Country

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Real Estate Agent, United Country

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22 years of experience

Thank you for your interest in my services! I am a licensed Real Estate Agent with United Country/Mississippi Land and Lakes. I can work with buyers and sellers and offer Property Management and Field Services.

Thank you for your interest in my services! I am a licensed Real Estate Agent with United Country/Mississippi Land and Lakes. I can work with buyers and sellers and offer Property Management and Field Services.

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Real Estate Agents questions, answered by experts

If you’re selling a home and the appraisal comes in lower than an offer, you’re effectively getting more for your home than it’s worth. If you’re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn’t make the sale contingent on the appraised value, there’s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

Ensure the property is clean, provide access to all areas, and supply relevant documents, such as recent upgrades or tax records.

Yes, a bump-out in any room, whether it’s the bedroom, bathroom, or kitchen, increases home value. Bump-outs add square footage and create a more modern, appealing look, which are proven ways to increase home value. On average, bump-outs offer an ROI between 30% and 50%. 

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

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