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CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.




Real Estate Agent, United Country

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Real Estate Agent, United Country

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22 years of experience

Thank you for your interest in my services! I am a licensed Real Estate Agent with United Country/Mississippi Land and Lakes. I can work with buyers and sellers and offer Property Management and Field Services.

Thank you for your interest in my services! I am a licensed Real Estate Agent with United Country/Mississippi Land and Lakes. I can work with buyers and sellers and offer Property Management and Field Services.


Superior Tub Refinishing

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Superior Tub Refinishing

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20 years of experience

We are offering a new and cheaper way to improve the look of your bathroom. We can take your old tub and make it as good as new. New tubs can cost as much or more than $3000 after installation. Why tear your bathroom to pieces when you don’t have to? We can refinish your entire tub for as little as $200. If you have a hole that renders your tub unusable, give us a Call! No need in getting a new bathtub! We can patch holes and scratches to make them look as if it never happened.

We are offering a new and cheaper way to improve the look of your bathroom. We can take your old tub and make it as good as new. New tubs can cost as much or more than $3000 after installation. Why tear your bathroom to pieces when you don’t have to? We can refinish your entire tub for as little as $200. If you have a hole that renders your tub unusable, give us a Call! No need in getting a new bathtub! We can patch holes and scratches to make them look as if it never happened.



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Real Estate Agents questions, answered by experts

Termite damage isn’t always a deal breaker when buying a house, but don’t dismiss it. If that’s the case, you should hire a professional termite inspection to understand the extent of the damage, type of termite, state of repairs, and whether the infestation is gone.

If the termites are gone and the current owners repaired the damage, you might want to proceed. You may even be able to use the damage as a bargaining point. However, don’t forget that home insurance policies often don’t cover termite treatment or repairs and active infestations are tricky to shift.

If your pipes are deteriorating and leading to frequent repairs or ongoing leaks, it's worth it to repipe your house. Faulty pipes can lead to costly problems, like leaks, water damage, and mold growth. Investing in new piping can buy you anywhere from 50 to 100 years or more of stellar plumbing while saving you from repairs and expensive water bills, so it's a worthy endeavor. Not to mention, new plumbing can increase the overall value of your home.

Yes, hiring a real estate agent is worth it. Many homeowners make the mistake of trying to sell their homes by themselves, thinking that they’ll save money on the commission, but what they save on the commission, they very often pay for in frustration and concessions on the sale price. Hiring a real estate agent to handle the sale of your home not only makes the process far easier and takes the burden off of you, but most homeowners get more for their homes when going through an agent because of the marketing and salesmanship they bring to the table.

In most cases, selling a home in as-is condition will lead to a sale price that’s somewhere between 10% and 30% lower than normal. However, it’s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn’t, selling as-is saves you from the time and energy you’d spend coordinating the repairs.

While parts of the appraisal are out of your control, there are some things you can do to potentially raise the home’s value. You can make necessary repairs and upgrades before the appraiser visits—an appraiser can only value what is currently part of the home, not its potential. You can also provide the appraiser with the cost of recent upgrades. The appraiser will likely increase the value of your home by about 50% or more of what you paid for those improvements.

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