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Avatar for Real Estate Training Institute

Real Estate Training Institute

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Real Estate Training Institute

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38 years of experience

Mississippi Real Estate License School. Awarded Top School for seven consecutive years. Open since 1987 as a Mississippi Small Business. Community oriented. Nationally recognized Gold Standard Instructors. Locations include Biloxi, Hattiesburg, Oxford and Southaven. Online courses available. We are very good at what we do.

Mississippi Real Estate License School. Awarded Top School for seven consecutive years. Open since 1987 as a Mississippi Small Business. Community oriented. Nationally recognized Gold Standard Instructors. Locations include Biloxi, Hattiesburg, Oxford and Southaven. Online courses available. We are very good at what we do.





CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Avatar for Grace Realty Group of Oxford, LLC

Grace Realty Group of Oxford, LLC

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Grace Realty Group of Oxford, LLC

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27 years of experience

Grace Realty Group specializes in all types of real estate. From listing and selling residential re-sale, lots/land new construction, condominiums and investment properties. We have you covered. We are renowned for our exceptional communication skills & utilize social media marketing to promote properties to the widest possible audience.

Grace Realty Group specializes in all types of real estate. From listing and selling residential re-sale, lots/land new construction, condominiums and investment properties. We have you covered. We are renowned for our exceptional communication skills & utilize social media marketing to promote properties to the widest possible audience.



Real Estate Agent, United Country

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Real Estate Agent, United Country

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22 years of experience

Thank you for your interest in my services! I am a licensed Real Estate Agent with United Country/Mississippi Land and Lakes. I can work with buyers and sellers and offer Property Management and Field Services.

Thank you for your interest in my services! I am a licensed Real Estate Agent with United Country/Mississippi Land and Lakes. I can work with buyers and sellers and offer Property Management and Field Services.


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Real Estate Agents questions, answered by experts

It is almost always more affordable to buy an existing home than to build one from scratch. First of all, new construction mortgage interest rates are often higher than traditional loans. Also, when building a home, you're covering the cost of brand-new finishes, appliances, electrics, plumbing, utility hookups, and labor. Between the cost of labor and permits, building a home will often cost more in the long run.

Property condition, comparables, market trends, and location influence appraisal.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

An addition like a garage can increase your home value significantly, but it’s also quite expensive to convert a carport into a garage. In some cases, you may see just a small boost to home value. With that being said, a carport conversion can add value to your experience as a homeowner long before you sell. Garages are useful for security reasons and storing vehicles, plus they can serve as a convenient place for storage and as workspaces or even living spaces.

If you’re selling a home and the appraisal comes in lower than an offer, you’re effectively getting more for your home than it’s worth. If you’re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn’t make the sale contingent on the appraised value, there’s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.

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