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Grass is the most popular and safest option for planting over a septic drain field, but you can also plant small flowering plants and other lightweight plants that don’t have woody or deep roots. Avoid trees and bushes within 10 feet of the field, as the woody roots can crack the perforated pipes. You should also avoid planting vegetable or fruit gardens over your drain field, as a leak from the pipes could contaminate the soil and put anyone who eats the produce at risk.

The primary disadvantages of xeriscaping are the high upfront cost and the significant labor required to establish it. A xeriscaping project can cost between $3,000 and $24,000 on average. Additionally, the resulting landscape will have less of a traditional green appearance, which may not appeal to everyone's personal taste and could potentially narrow your pool of buyers if you decide to sell your home. However, despite these initial drawbacks, the long-term benefits include saving water, time, and money on lawn maintenance.

Unless it only rains once in a blue moon where you live, you’re going to want water-loving plants in your garden bed or pot. A few ideas for plants that aren’t super fast-growing (meaning they’re good in pots or near foundations) and can handle a lot of standing water include: 

• Acorus (Sweet flag)

• Colocasia esculenta (Taro or elephant ear): In many climates, these are annuals, making them less desirable because you need to adjust the chain again after each replant.

• Equisetum scirpoides (Dwarf horsetail rush): non-dwarf varieties of horsetail are fast growers and can take over quickly.

• Juncus effusus (Curly rush)

• Osmunda regalis (Royal fern): Royal fern can grow quickly but can also handle being crowded, making them good container plants.

Palm trees are relatively easy to grow, especially when planting different varieties in their native habitats. While regular watering is crucial in the first couple of months while the palm develops a strong root ball, palms typically require minimal maintenance once they’re established. You’ll need to prune palm fronds once or twice per year to keep it in tip-top shape.