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Integrity Appraisals LLC
New to Angi
Appraisal - Real Estate

Serving Warsaw, MO and surrounding areas

In business since 2009

I have appraised residential and commercial properties for approximately 8 years in the area and have lived in the area for over 30 years. I primarily specialize in rural to suburban residential properties. I am a Certified Residential Real Estate Appraiser and am FHA/HUD approved. I have created Integrity Appraisals with the goal of providing consistent, timely, accurate and supported residential appraisals in rural/suburban areas in Central to Western Missouri. I have developed over 2000 residential appraisals in my career and am confident in my procedures, analysis, and valuations.

Property Appraiser questions, answered by experts

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

Land doesn’t depreciate in the same way that a house, vehicle, or other property does, but it can lose value based on various factors. Environmental changes, nearby development, zoning changes, and economic downturns can all cause land to lose value over time. Value is a comparative figure, so as other related factors change, so can land’s value.

The Warsaw, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.