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Integrity Appraisals LLC
New to Angi
Appraisal - Real Estate

Serving Lincoln, MO and surrounding areas

In business since 2009

I have appraised residential and commercial properties for approximately 8 years in the area and have lived in the area for over 30 years. I primarily specialize in rural to suburban residential properties. I am a Certified Residential Real Estate Appraiser and am FHA/HUD approved. I have created Integrity Appraisals with the goal of providing consistent, timely, accurate and supported residential appraisals in rural/suburban areas in Central to Western Missouri. I have developed over 2000 residential appraisals in my career and am confident in my procedures, analysis, and valuations.

Property Appraiser questions, answered by experts

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Installing a flagpole can improve your home’s curb appeal, so it will often have a modest positive impact on your property value. You’ll see a much larger bump in property value if you install a custom wooden flagpole than you would if you install a standard aluminum pole. Adding lighting to your flagpole will also have a positive impact on home value, as will trimming trees away from the new lawn addition.

Typically during transactions or refinancing, or whenever significant improvements are made.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Lincoln, MO homeowners’ guide to property appraisals

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