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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Unfortunately, lead dust does not look different from any other type of dust. You cannot detect it with the naked eye. To determine if you have lead dust in your home, you will need to hire a local company to take a sample from the paint and test it for you in a lab.

Government regulations such as the EPA and OSHA govern lead removal procedures to ensure health and environmental safety during and after abatement.

How you test for lead in your water depends on the source of your home's water supply. If you have municipal water, your local water system may offer to test the water for free or may connect you to a lab that will perform the testing.

If you have a private well that provides drinking water, you are responsible for testing it for lead. Look for a lab that is accredited by your state's Department of Environmental Protection to perform the test.

According to the EPA, there is no safe level of lead in the blood, and so the maximum contaminant level goal (MCLG) for lead in water is zero. Even at low levels, lead is harmful to human health. It can also remain in the body and build up over time with repeated exposure.

The Sedalia, MO homeowners’ guide to lead testing and removal services

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