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It depends. Smaller, younger trees take longer to mature, but they're more resilient, their roots don't get as damaged during transplanting, and they recover faster. Plus, they're much more affordable to plant, and it's possible to DIY the planting. 

On the other hand, mature trees produce fruit faster and provide more shade and privacy immediately. Ideally, a small or medium tree is the better choice if you can wait a few years for it to mature. But if you need immediate maturity, a larger tree is the only option.

Before you begin landscaping with rocks, put down a weed barrier or landscape fabric to prevent pesky weeds from poking through. 

If shade is a priority for you, then panting elm trees is a fine choice. A full mature elm tree has enough aesthetic appeal for some folks that it could add value to your home. 

That said, never plant elm trees too close to your home, sewer line, or sidewalks, as their roots can damage these, which can lead to costly repairs.

Pavers are one of the most affordable methods of creating an elevated outdoor space. Gravel is an equally affordable alternative. If your budget permits, you can look into building a permeable driveway to ensure proper drainage. Grid pavers, pervious concrete, brick, and brick pavement are all effective materials. Permeable driveways are great options, especially if you live in an area with heavy rainstorms.