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Integrity Appraisals LLC
New to Angi
Appraisal - Real Estate

Serving Pilot Grove, MO and surrounding areas

In business since 2009

I have appraised residential and commercial properties for approximately 8 years in the area and have lived in the area for over 30 years. I primarily specialize in rural to suburban residential properties. I am a Certified Residential Real Estate Appraiser and am FHA/HUD approved. I have created Integrity Appraisals with the goal of providing consistent, timely, accurate and supported residential appraisals in rural/suburban areas in Central to Western Missouri. I have developed over 2000 residential appraisals in my career and am confident in my procedures, analysis, and valuations.

Property Appraiser questions, answered by experts

Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Pilot Grove, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.