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*The Angi rating for Property Appraisal companies in Mount Vernon, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

*The HomeAdvisor rating for Property Appraisal companies in Mount Vernon, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

Last update on November 03, 2025

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USA Mortgage-Springfield

1525 E Republic Rd Ste B135
4.00(
1
)

USA Mortgage-Springfield

1525 E Republic Rd Ste B135
4.00(
1
)
Customers say: Quality work
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

USA Mortgage-Springfield is a branch office of USA Mortgage, a division of DAS Acquisition Company, LLC out of St Louis MO. Our branch employees 21 people with 10 loan officers and 11 support staff. We are in the heart of Springfield ready to serve you.

USA Mortgage-Springfield is a branch office of USA Mortgage, a division of DAS Acquisition Company, LLC out of St Louis MO. Our branch employees 21 people with 10 loan officers and 11 support staff. We are in the heart of Springfield ready to serve you.

Avatar for Murney Associates, Realtors

Murney Associates, Realtors

620 W Republic Rd
No reviews yet

Murney Associates, Realtors

620 W Republic Rd
No reviews yet
31 years of experience

Make the right decision for your next real estate transaction. The Bridges Home Team at Murney Associates Realtors will handle your next move from start to finish. Hassle free and Fun

Make the right decision for your next real estate transaction. The Bridges Home Team at Murney Associates Realtors will handle your next move from start to finish. Hassle free and Fun

Property Appraiser questions, answered by experts

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

In cases where an appraisal comes in lower than an offer price, sellers might opt to lower their asking price to meet the appraisal, especially if the market is slow, and replacing the offer with a higher one may take a long time. Sellers can also offer to make repairs to boost the appraised value, hire another appraiser to get a second opinion, or just move on to another offer that isn’t contingent on the buyer getting a mortgage or an appraisal inspection.

Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits—like for a foundation or fencing for a tennis court—then your property taxes will be affected.

The Mount Vernon, MO homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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