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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Unfortunately, lead dust does not look different from any other type of dust. You cannot detect it with the naked eye. To determine if you have lead dust in your home, you will need to hire a local company to take a sample from the paint and test it for you in a lab.

Iron sediments from rusty pipes are not likely to cause health problems. While a glass of yellow-hued water is off-putting, it is generally safe to drink yellow water in the short term. But you certainly want to address this problem. In the meantime, switching to bottled water until the yellow water issue is resolved is a good idea. 

Lead testing prior to purchasing a property ensures that the new owners are informed about potential hazards, prevents health risks associated with lead poisoning, and facilitates timely remediation.

Costs depend on test type, home size, number of testing locations, and whether follow-up testing is required.

The Morrisville, MO homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.