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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Some of the signs that could mean your water is contaminated, such as cloudiness or bubbliness, could also be non-problems that don’t affect your water’s potability. However, if your water smells or tastes strange, it’s a good idea to stop drinking it and test it immediately. If your well water is contaminated, the best way to discover that is to test it.

Several different measurements may be used to determine the amount of lead in water. The most common unit of measurement is micrograms per liter (µg/L), which is the same as parts per billion. Another measurement is milligrams per liter (mg/L), which is the same as parts per million.

How you test for lead in your water depends on the source of your home's water supply. If you have municipal water, your local water system may offer to test the water for free or may connect you to a lab that will perform the testing.

If you have a private well that provides drinking water, you are responsible for testing it for lead. Look for a lab that is accredited by your state's Department of Environmental Protection to perform the test.

Lead paint test kits are not always accurate. Several factors can play into why a test kit provides an inaccurate result such as user error, sample viability, the age and condition of the paint, or difficulty interpreting the final result. If you are looking for 100% accuracy, hiring a professional lead paint test is the only way to get that piece of mind.

The Lebanon, MO homeowners’ guide to lead testing and removal services

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