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Lead Testing and Removal questions, answered by experts

Lead removal is crucial in older homes to eliminate risks of lead poisoning, which can severely affect health, particularly in children, by impacting development and cognitive functions.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

You can paint over lead paint, or “encapsulate” it with a special paint that includes an ingredient called an encapsulant. The EPA approves encapsulation as a lead paint removal method as long as the paint remains undisturbed. Standard types of paint without an “encapsulant” from the big box stores or hardware stores do not meet EPA standards for remediation of lead-based paint.

If lead is detected in a property, steps should include arranging for professional removal or containment, notifying all occupants, and implementing interim safety measures to reduce exposure.

Avoid disturbing suspected lead-containing materials and follow professional guidance on sample collection.

The La Grange, MO homeowners’ guide to lead testing and removal services

From average costs to expert advice, get all the answers you need to get your job done.