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Avatar for Payne's Handyman Services
Payne's Handyman Services
New to Angi

Serving Ellsinore, MO and surrounding areas

Approved

In business since 2021

Free estimates

Small jobs welcome

At Payne's Handyman Services our passion and experience shine through on every job, big or small. We pride ourselves on attention to detail and building long-lasting business relationships with our clients. Call today for a free estimate!

Response time3 days
Phoenix Chimney Services, LLC
New to Angi

Serving Ellsinore, MO and surrounding areas

In business since 2024

Free estimates

Small jobs welcome

We are committed to excellence in every aspect of our business. We uphold a standard of integrity bound by fairness, honesty, and personal responsibility. Our distinction is the quality of service we bring to our customers. Accurate knowledge of our trade combined with ability is what makes us true professionals. Above all, we are watchful of our customers' interests, and make their concerns the basis of our business.

Response time4 days
Response rate100%
Avatar for P.W.M. Handyman Srvc
P.W.M. Handyman Srvc
New to Angi

Serving Ellsinore, MO and surrounding areas

Free estimates

Emergency services offered

Small jobs welcome

Hi I'm Chad, an Industry professional with over 20 years of residential construction experience. I work full time and do handyman work on the side to fund my ministry. My ministry helps those in need with whatever our resources can cover. When it boils over, we reach into communities to secure donations or healthcare options for this in need.\n I am a repair professional, I will work diligently and safely to correct your homes repairs.\nThank you for considering me to work with you, Hope to see you out there!

Chimney Sweep questions, answered by experts

In many cases, homeowners insurance covers smoke damage remediation, but coverage depends on the cause of the damage and the specifics of your policy. Typically, damage from a house fire, wildfire, or even a fire in a neighboring home is covered. However, damage from cigarette smoke is generally not covered.

Before filing a claim, review your policy to understand what is covered, such as restoration costs, replacement of damaged items, and temporary relocation. It's crucial to document all damage thoroughly, including to furniture and personal belongings. Contact your insurance provider promptly to start the claim process and get an evaluation before hiring professionals. Your insurer may also provide a list of approved smoke remediation companies to streamline the process.

Short circuits can cause significant damage to electrical appliances, bodily harm, and potentially death to humans. For this reason, they are a serious occurrence. If you’re unable to find and fix a short circuit on your own, you must reach out to a licensed electrician for help.

It is generally not safe to live in a house with smoke damage, as even minor damage can pose long-term health hazards and structural risks. While it might seem safe temporarily depending on the severity, you should relocate if there is major damage or visible soot. Smoke smells and residue contain dangerous particulates and chemical compounds, including carcinogens, that are hazardous to breathe and can cause respiratory issues. These signs of damage are not always visible but can have dangerous short-term and long-term effects on your health, belongings, and your home's structural materials. You should not stay in the house until a trained professional from a smoke remediation or restoration company has assessed the damage and determined it is safe to return. Your insurance company may cover the cost of alternative housing while the professional work is completed.

Costs depend on the extent of damage, material restoration, labor, and emergency service requirements.

Hazard insurance is the part of your overall homeowner's insurance policy that covers the structure of your home and other structures on your property, as well as any personal property within those structures. When a lender requires you to get hazard insurance for your new home purchase, they’re referring to a standard homeowner’s insurance policy.

The Ellsinore, MO homeowners’ guide to chimney sweeping services

From average costs to expert advice, get all the answers you need to get your job done.