Can you add home addition costs to a mortgage?

• <div><p>You can’t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans—FHA-backed 203k loans and conventional rehab loans—are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

• <div><p>While the primary purpose of a garage may be to create a secure, weatherproof space to park your vehicles, there are other reasons to consider building one. A <a href="https://www.angi.com/articles/how-much-does-garage-add-to-home-value.htm">garage can increase your home’s value</a>, for one thing.</p><p>Having a garage also gives you a bit of extra storage and possibly living space. You can build a two-story garage and use the upper area as a rec room or lounge space. If you finish the second floor of the garage, you may even be able to rent it out.</p></div>

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Q: What are the pros and cons of adding a room above my garage?

• <div><p>A new space over the garage offers several upsides, including added living space, more storage space, and <a href="https://www.angi.com/articles/do-additions-add-value.htm">boosted home value from the addition</a>. If you create an attached ADU with the space, you could secure more privacy for you and any guests you have, or even some rental income if you rent the area. However, there are some drawbacks to consider, too, including the high up-front cost, the potential need to increase structural integrity, and size restrictions since garages are smaller than an entire floor of your home.</p></div>

Q: Can you add home addition costs to a mortgage?

• <div><p>You can&rsquo;t add home addition costs to an existing mortgage, but you can include them in a new mortgage if you take out a rehab loan. Rehab loans&mdash;FHA-backed 203k loans and conventional rehab loans&mdash;are for more than the value of a property, and the excess is meant to cover the cost of a renovation or home addition.</p></div>

Q: How many square feet is an average two-car garage?

• <div><p>An <a href="https://www.angi.com/articles/2-car-garage-size.htm">average two-car garage size</a> is about 580 square feet. A common dimension for a two-car garage is 24-feet deep by 24-feet wide, as measured by the interior width. However, the manufacturing of larger vehicle sizes means many homeowners want to build bigger garages. It&rsquo;s not uncommon for a two-car garage to be 30-feet by 30-feet.</p></div>

Q: Are prefab garages worth it?

• <div><p>It&rsquo;s better to build a garage than buy and install a prefabricated one. You can save money by purchasing a prefabricated metal garage kit for between <b>$4,000 and $11,000</b>. However, this does not include the price of labor and permits, which can account for more than half of the project cost. Building a new garage over buying a prefab garage will add more value to your home and will last longer, so it&rsquo;s more cost-effective over time to build a new garage.</p></div>

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Verified Reviews for Pole Barn Building pros in Butler, MO

*The Angi rating for Pole Barn Building companies in Butler, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Pole Barn Building needs.

*The HomeAdvisor rating for Pole Barn Building companies in Butler, MO is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Pole Barn Building needs.

Last update on November 27, 2025

Reviewed in July 2025
Midtown did a fabulous job building a new deck for me. The team worked very hard each day in the heat and completed the task in three days. Clean up was great and they were patient to answer my questions and concerns. I am so excited to have a beautiful new deck to sit and watch the wildlife...
Midtown Home Improvements, Inc. (St. Louis)*
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Reviewed in October 2021
Beautiful deck installed by an expert deck builder!
Midtown Home Improvements, Inc (Atlanta)*
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Reviewed in August 2020
This is a maintenance free deck that should last my lifetime. On the higher end of the cost scale but I didn't want wood that would need stained or painted. And I especially didn't want decking material that deteriorates after 5 years. Or discolors and gets covered in mold. Very sturdy...
Midtown Home Improvements, Inc (Kansas City)*
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Reviewed in February 2020
Wildwood Roofing & Construction handled all details of the project in a professional and timely manner. .Their workforce did a great job on the tearoff/cleanup & install of new roof on a challenging surface. The gutter crew replaced gutters on 3 buildings and work was ver good. Since this was a...
Wildwood Roofing & Construction
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Reviewed in March 2017
We couldn't be happier with the results. They were great to work with, very professional and prompt. Mike was so helpful, giving us pointers and tips on everything from paint finishes and colors, recessed ceiling paint ideas - this is the stuff you really appreciate when having to build a house...
Hubenthal Painting LLC
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Reviewed in March 2016
We were looking for high quality windows, doors and trim, etc. for our new house. We visited Assured Building Products showroom and were impressed with the selection and quality of the items that they offered for sale. We compared their products to similar/same brand products at larger window...
Assured Building Products LLC.
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Reviewed in March 2016
Had my metal roof replaced and the sides of my barn painted. Jay does a great job, clean, professional picked up after themselves. Pricing was fair and on target. Will use J. Wells for any future projects.
J Wells Construction
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Reviewed in October 2013
Great job! Needed no prompting, worked with builder and electrician fast. Best bid against competition. Thoroughly explained all options with no pressure.
LAKEBRINK HEATING & AC
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Reviewed in February 2013
Gregg was the contractor for our home we just built. He is extremely knowledgeable and gave us many options along the way to aid us in making the best decisions for our budget. Our end result is more than we could have hoped for and I would recommend him to anyone who is thinking about building...
Specialized Property Services
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Reviewed in December 2011
The builder doesn’t listen to instructions, and will only do things his way He does not abide to the contract that we agreed to, and he is also not staying with in the agreed cost. He is being uncooperative with the title company, refusing to give them receipts and lein wavers. He has been...
Rich Graf Construction
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Supreme metal buildings

Supreme metal buildings

Patch Pros & Texture

Patch Pros & Texture

Morgan Construction

Morgan Construction

Best Arq

Best Arq

Savemore Metal

Savemore Metal

Excaliber Destany Landscaping and contracting

Excaliber Destany Landscaping and contracting

ACO Do-It

ACO Do-It

First Class Roofing& Remodeling

First Class Roofing& Remodeling

Mint Service Contracting

Mint Service Contracting

Martin Structures

Martin Structures

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