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If you or your mortgage lender think your land survey needs to be more accurate, double-check the survey report and get at least a second opinion from the original surveyor and an inspector, if possible. Although it’s unlikely, even reputable surveying companies can make mistakes. An inaccurate survey can cause problems down the road in the case of any property line disputes, so it’s best to resolve any inaccuracies as quickly as possible.

A land survey can take anywhere from a few hours to a month or more, depending on the size of the property, the type of survey, the property’s accessibility and topography, and the availability of historical property records. A simple boundary survey to determine a fence line can be completed in a day while surveying 50 acres of undeveloped woodlands may take weeks or longer.

To hire a land surveyor, you need to start by searching online for reputable professionals in your area. Here are a few steps to take when making a shortlist:

• Browse land surveyor service website

• Check credentials

• Read customer reviews

• Find their contact information

• Call or email to inquire about more information

• Ask how far they travel, if you’re some distance away

• Find out how they charge for their services

• Ask about schedule and turnaround times

• Repeat these steps for one to two other services and compare pricing

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.