Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: Do home appraisers look at windows?

• <div><p>Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They&rsquo;ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.</p></div>

Q: How long does an FHA appraisal take?

• <div><p>Depending on the size of the home, the appraisal itself can take several hours. After the appraiser&rsquo;s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser&rsquo;s workload, research requirements, efficiency, and other factors.</p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: How can I find a trustworthy appraiser?

• <div><p>Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.</p><p>While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.</p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Sterling, MI

*The Angi rating for Antique And Jewelry Appraisal companies in Sterling, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Sterling, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on July 07, 2026

Reviewed in July 2026
My wife and I are pleased with this experience. They did an excellent job and we didn't see any messes to clean up and the 3 guys worked great together doing our windows
All-Weather Seal of West Michigan
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Reviewed in June 2026
An excellent job! Cleaned and stained two large wooden decks. It was a large project and they were very thorough and efficient. The quality of work was exceptional. We are very pleased and look forward to working with RFL Painting again!
RFL Painting
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Reviewed in March 2026
I had a home inspection done by Gilbert from Varela Renovations for a house I’m trying to buy. He did a very thorough job and took his time checking everything. He explained things in a way I could easily understand, which helped me feel confident about the home. Gilbert also made sure to tell...
Varela Renovations, LLC
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Reviewed in September 2025
we had the whole exterior stained and trim painted. Talon and crew were absolutely fantastic from start to finish. His communication and timeliness was fantastic and went above and beyond to make sure every detail was covered and our expectations were met. we couldn't be happier with the end...
TAGM Painting
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Reviewed in August 2025
Prompt and very knowledgeable. Got the job done and very reasonable price
St. John Electric
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Reviewed in April 2025
Excellent service ,very prompt,professional,clean and affordable.2 tree's were leaning next to my house and they dropped them perfectly,when they left everything was clean.I highly recommend Prime lawn and tree service.
Prime Tree and Lawn Services, LLC
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Reviewed in January 2025
Fair Qoutes, trustworthy and dependable! Mike is very professional and his crew as well. We hired Mike's Home Renovations to replace the roof on our garage a while back and were very impressed with the work they did and the spotless clean up that we hired him last spring to take on the entire...
MIKES HOME RENOVATIONS LLC
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Reviewed in April 2023
I am so glad I hired them for my house just moved in and they gave me so many suggestions on what they thought would work best. My back yard and front has never looked better, they had incredible customer service and amazing prices. I will be hiring them again!
A&J's Landscaping & More
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Reviewed in February 2023
Parker electric did excellent work. Kirk and Erik are both very professional and I will hire them again.
Parker electric
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Reviewed in January 2023
Dan is reasonable and on time and provides a quality service
Dan Simon Painting
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Antiques and Jewelry Appraisals questions, answered by experts

Yes, home appraisers look at your windows when appraising your property to determine the market value of your home. They’ll factor in the type of windows, quality, condition, whether or not there are screens covering the windows, frame materials, size, insulation, and more to come up with an unbiased property assessment.

Depending on the size of the home, the appraisal itself can take several hours. After the appraiser’s visit is complete, it can take between a few days and a few weeks to get the report back. This timeline is largely dependent on the appraiser’s workload, research requirements, efficiency, and other factors.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The Sterling, MI homeowners’ guide to antique and jewelry appraisals

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