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Siding questions, answered by experts

While homeowners' insurance can include coverage for siding, general wear and tear of siding is not covered. If your siding is rotting—especially because you haven’t kept up with proper siding maintenance—replacement siding will likely not be covered by your homeowners' insurance policy. Instead, insurance generally covers siding repair or replacement if your siding has been damaged by extreme weather, vandalism, fire, or some kind of collision, like by a vehicle.

Although horizontal siding is found on more homes and deemed more popular, vertical siding is gaining popularity and becoming more trendy. Its ability to make homes appear taller and modern design is making it a favorite among homeowners. Plus, the vast style options available make it suitable for various architecture types. 

The clapboard exposure, also called the reveal, refers to the amount of clapboard visible in the siding. Clapboards always overlap slightly, but some overlap more than others. The exposure is the vertical measurement of the board that remains visible as the clapboard is installed.

When repairing clapboard siding, it’s important that you match the exposure of your current clapboards. You may want to take a measurement of the specific exposure on your siding for reference in repairs.

Oil-based stains are preferred over latex or water-based varieties because your home's cedar siding must constantly withstand the weather conditions in your location. These stains provide better penetration into the wood to more effectively protect it from UV rays and water infiltration. Oil-based stains are available in transparent, semi-transparent, opaque, or solid-color selections to achieve the look you desire.

Yes, clapboard siding generally costs more compared to vinyl. The average cost for vinyl siding is between $2 and $7 per square foot. Meanwhile, clapboard siding costs $4 to $20 per square foot.

The Sidney, MI homeowners’ guide to siding services

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