Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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Q: What factors affect audit costs?

• <div><p>Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.</p></div>

Q: How can I get the highest possible appraisal for my property?

• <div><p>While some aspects of an appraisal, such as comparable properties nearby, are out of your control, there are several steps you can take to potentially increase your home's value. Make any necessary repairs and upgrades before the appraiser's visit, as they can only value what is currently part of the home, not its potential. Examples include renovating older areas, updating landscaping to boost curb appeal, and staging your home. You can also provide the appraiser with the cost of recent upgrades, which may increase your home's value by about 50% or more of what you paid for those improvements.</p></div>

Q: Who pays for a home appraisal?

• <div><p>The purpose of the home appraisal determines which party pays for it. You&rsquo;re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.</p></div>

Q: Will a tennis court affect my property taxes?

• <div><p>In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits&mdash;like for a foundation or fencing for a tennis court&mdash;then your property taxes will be affected. </p></div>

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Verified Reviews for Antique And Jewelry Appraisal pros in Roscommon, MI

*The Angi rating for Antique And Jewelry Appraisal companies in Roscommon, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Roscommon, MI is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on May 20, 2024

Reviewed in May 2024
Had a great experience that went smoothly and met all of our expectations! Would highly recommend! Michael, Mason and Tommy did a great job with all of our repairs and updates. Professional, friendly, and left each day with work areas cleaned up. The outcome was more than we had hoped! ...
Fortress Custom Solutions
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Reviewed in January 2024
AJ and the crew from TimberRidge Pro have done a great job on two jobs I have hired them for and would have no hesitation in contracting them for additional work. Professional, courteous and reliable are how I would describe this company. My property is clear of overgrowth and dead trees,...
TimberRidge Pro
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Reviewed in December 2023
Great!! Good workmanship and creative solutions to a design issue! We have and will continue to recommend them to others.
Absolutely Everything Services
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Reviewed in August 2023
They were very committed to giving me exactly what I wanted and the end result was excellent. Ryan was very communicative and his price was fair and reasonable.
RT painting and drywall
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Reviewed in May 2023
Appraiser was quick to reach out and schedule the inspection. Turn around time was good. Appraiser responded to text messages right away when contacted. Appraisal was professionally done.
MI Appraisal Service
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Reviewed in March 2023
Excellent, clean and quick service.
JBrown Mechanical
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Reviewed in October 2022
Kopischka and Son excavating did an amazing job. Not only were they fast and reliable, they really paid attention to the details. Extremely kind and working people. I will use them again!
Kopischka and Son Excavating
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Reviewed in March 2022
Rob and Bigâ s (Tom) went above and beyond what we asked. They were polite and careful, fast and efficient. I was extremely pleased with the quality of work they produced.
Rob and Big's Moving Company
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Reviewed in January 2022
It was a wonderful experience. They showed up promptly and were very professional & very knowledgeable appraiser. I strongly recommend using them.
Atlas Appraisals
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Reviewed in August 2021
This is an amazing local business. They did a fantastic job remodeling my salon and my house too. They are timely, best prices I could find, and very respectful and knowledgeable. Bryce is a very trustworthy person, I know he stands by his work and does the job right. Highly recommend
Military Grade Construction
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Find Antique and jewelry appraisers in Roscommon

Two Lakes Appraisal, LLC

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Serving Roscommon, MI and surrounding areas

In business since 2004

"expedient, efficient, and completely professional!"

Response time1 day

Recommended by100%of homeowners

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Antiques and Jewelry Appraisals questions, answered by experts

Costs depend on the property size, audit complexity, and whether additional testing (e.g., blower door) is included.

While some aspects of an appraisal, such as comparable properties nearby, are out of your control, there are several steps you can take to potentially increase your home's value. Make any necessary repairs and upgrades before the appraiser's visit, as they can only value what is currently part of the home, not its potential. Examples include renovating older areas, updating landscaping to boost curb appeal, and staging your home. You can also provide the appraiser with the cost of recent upgrades, which may increase your home's value by about 50% or more of what you paid for those improvements.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

In most cases, installing a tennis court on your property will drive up your property taxes. Property taxes are determined, in part, based on improvements made to your property, which includes anything with a permanent foundation. Since most home tennis courts include a large concrete foundation, your property taxes will likely increase following the installation. A general rule of thumb is that if your project requires permits—like for a foundation or fencing for a tennis court—then your property taxes will be affected.

The Roscommon, MI homeowners’ guide to antique and jewelry appraisals

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